Insurance War

Oh America, how blinded you can be.

My families insurance is about to run out so we have started the battle to find a new one. This is no small task.

First there is the fact that there are thousands to look at. My mom spent hours upon hours searching and narrowing down the field.

She has been worried though because the last time we tried to apply, all three (me, my mom and my dad) all got turned down. It is not at though we have dangerous conditions; no history of heart problems, no history of cancer, etc, etc. But we do have some pre-existing conditions, especially me and my dad.

So my mom finally found some insurance that has a low rate of people they turn away, is a PPO and doesn’t have a deducible so high we have to mortgage the house.

So then she gets to fill out about 8 hours of paper work just to apply for it with a chance we get turned down. And our current Cobra insurance runs out at the end of the month so we really need to get on it.

The moral of the story: we should have a “socialist” health care system.

It makes it so much easier and so much more affordable. I am not commenting on the mandate, that is irrelevant. What is relevant is that people in the US deserve health care, and it’s not free health care either.

We all pay a little and in the long run create a much better society to live in. Sounds like a deal to me.

Healthcare Hell

Unless you have been living under a rock, you will know that the Supreme Court is currently deciding if “Obamacare” is constitutional.

Now let me say this, I am not sure about the mandate. I get the point and I also see why people would be upset.

However, for those who say that the government is making a mistake by creating a healthcare system where people with pre-existing conditions can still get coverage, shut up.

Although young, I have seen exactly the problems behind our current system. Just yesterday I was diagnosed with Charcot-Marie-Tooth disease.

But because my family’s coverage is about to run out, I could not schedule appointments because we will run out of coverage and chances are I won’t be able to be put on a plan. This worries my parents far more than me, but it is a valid concern.

I consider myself lucky, I do not have a disease that is life threatening or controls my life. But for those who do, who is to say that they do not deserve coverage?

They are citizens of our nation, just like a healthy person, and as part of our society they deserve care they can afford.

You can call it a socialist program or whatever you want, the fact of the matter is that it is what people need. People need coverage so they can survive without massive amounts of debt and massive fears every day.

It is worth the tax increase we could see, and it is worth being potentially mandated to have health care. And let’s be honest here, the people trying to get rid of the mandate feel as though they should be able to turn it down because they have health care.

Taxes happen and lead to the society we have today so stop complaining. You want to live in this great country? It will cost you. Just like living in Beverly Hills, there is a price. But there is also a reason people are willing to pay the price.

I have no idea what the Supreme Court will decide but I urge them to make the right choice. Rule what you want as far as the mandate but please see that we need to get rid of the rejections relating to pre-existing conditions.

Lets get this done and make a better country, giving people support that they need. Lets make a better and stronger society and keep building our country.

Rah Rah Romney!

All the politicos are talking about the GOP so why shouldn’t I join in? I can think of some reasons but reasons be damned. I digress.

As the Great Divide among Republican questioning the validity of Mitt Romney as a candidate continues, people are running wild in wonderment of what the GOP will do.

The issue is simply that many members of the GOP feel that Mitt Romney does not hold true to their ideals and that is a valid concern. But they then look down the list and cringe, realizing that there is not a soul on there that is electable.

In this three horse race to the glue factory there is only one candidate that would have a chance against Obama and that is Romney. Granted, I don’t think it’s much of a shot but with American voters you just never know.

Santorum is seemingly gaining momentum but at this point it is borderline irrelevant. Gingrich can’t even see the other two, but in true nature of his sheer evilness, Gingrich is staying in the race in an attempt to spoil it for the other two.

I have no idea how many times I have written this but the GOP are a mess. I am on edge that there will be a sudden surge of conservatism and the GOP will regain their lost strength but I have not seen a hint of that happening.

It seems as though Republicans have packed up their guns and beer and decided that 2012 was meant for hunting anyways. Cheney will be delighted.

It is not as though the GOP doesn’t have the funds or the populous to draw from, they just don’t have a candidate. And in my eyes, its not as though they missed someone that should have run. Palin would have added to the hilarity but nothing more and Christie would have just made an ass out of himself.

Who knows, maybe I am completely underestimating the GOP and will be in for a shock come November. But for now I remain confident of the GOP and their mistakes.

Joy of Joys

I find there to be nothing making my week slightly positive besides the fact that the Republican party is a mess. Some may shame me for finding joy in others misery, but to them I would respond with words not suitable for this site.

For those of you who prefer to not follow the Republican race, here is some news. Mitt Romney, the only feasible candidate now that Huntsman dropped out, just made a little confession. He admitted that he only pays about 15% on his taxes.

Mitt Romney is not one of those poor candidates either. This guy is loaded, so rich that he should just start wearing suits made out of money to the debates. So why then, Mr. Romney, are you paying only 15% while Americans that make about one millionth of what you make pay twice that rate?

His answer: because I am not making much income. He babbled about his only job being speaker positions (which he gets about $40k and hour for) and how he hasn’t been fully working for a while now. But he is still making enough to buy a small country each year.

Mitt Romney is a scumbag for a variety of reasons but this just adds on to it. Obviously our system is partially to blame for this rat to be able to sneak his way around tax codes, but being a public servant (if he was my servant he would be whipped daily) he should know better.

And if you thought that is not a big deal, one of Romney’s huge corporations (who are people too) seems to be keeping their funds (which are linked very closely with Romney) in the Cayman Islands to avoid taxes. Damn, isn’t he just an outstanding citizen?

But while many people are up in arms about all of this, I feel no need to be. As much as I would love to see Romney be publicly humiliated by a variety of public displays, I am content with the chances of him being elected president going down. At this point all I want to see is Obama being sworn in so that we can decline more slowly into our final years as a great nation instead of being thrown into a third world plutocracy by good ol’ Mitt.

Super Failure

The Super Committee was bound to fail from the start. But let me say this, it is not all bad that the committee did fail.

Whomever thought that putting 6 Democrats and 6 Republicans together to cut $3 Trillion from the US budget should not be in a position of power. I mean, let’s be honest; conservatives and liberals do not see eye to eye on many issues, but the one above all is how to go about cutting debt.

So from that it may seem as though no one is really to blame except for the system, but sadly, that is incorrect. The Republican party is to blame (I would highly recommend going to that link if you disagree, or agree for that matter) for the Super Committee not working.

With the above statement, I obviously have some defending to do, so here it is. Let me say this: I do not blame the Republicans for the failure because I am a Democrat (although usually I do love to blame them). The blame comes from the cold, hard facts.

Democrats were ready to make compromises on some key issues. They offered to lower the cuts on defense spending as well as put some more programs on the table that could be cut or have funding taken away from. Although they were not completely open (as is to be expected in negotiations) they were open to compromise.

That much could not be said for the Republicans. They refused to even look at a 30% decrease in defense spending, denied any attempt to raise tax figures for the ultra wealthy, and demanded that more programs be axed completely.

Now for the happy side. Luckily for the country, the Budget Control Act that was passed by Congress stipulates that if the “Super” Committee failed to come up with cuts, $1.28 trillion cuts would automatically go in to effect, half of which come from defense spending. Although a small amount compared to our $15 trillion of debt, it is a start, and everything has to start somewhere.

In an ideal world (which is probably just ideal to me) most of the cuts would happen in the defense department. But instead, unemployment payments will start being cut in July in many states and many government-funded programs will struggle for funding.

I think we as a country need to look deep inside ourselves and ask what we need and what we can do without. Do we need trillions upon trillions in defense spending? Or would it be easier to just have fewer enemies? These are stilted and bias questions but ones that we still need to ask ourselves.

Occupy Wall Street 2.0

I last wrote about the subject of Occupy Wall Street when  it was a relatively small protest in New York.

And then bang!

The protests started spreading throughout the country, with people even protesting overseas. It has turned in to quite the movement, with the media giving the protests quite the coverage (despite my complaints about their reasons).

But I still have some concerns. I agree that the top 1% needs to stop hiding and start being more responsible. That small population controls such a large percentage of the money in the country that they can control most of the goings on. And with things going so poorly with the economy, they need to stand up and explain why and give some solutions.

But the protesters have not been clear on what they are looking for. The go around marching with 1% signs but they have no specific demands.

There may be a good reason for this: they don’t (and most Americans don’t) know what the answers are, only that we are in trouble.

It is quite obvious that the general public is upset at the state of our economy. We need change. But what change do we need?

Here is what the protesters should be demanding:

Higher taxes on the wealthy. They are wealthy which means they have excess money. Why not tax them and help the country? Obviously giving the rich tax breaks have not worked because look where we are now.

Education. Our education system is quickly system towards the middle of the pack, and that’s a big problem. If we want to have a wealthy country that leads the world in most areas, we need to have the most and best educated young people. Let’s cut spending from other programs if we need to (defense spending) and use it wisely; on education.

Inaction. What has been done by the wealthy to help? To be honest I do not think it is the individual’s job to voluntarily help but the job of the government to enforce their help. Politicians in Washington have been so busy bickering over every small issue that they have forgotten that we need progress now.

I support Occupy Wall Street and I think that the people out there are doing a good job of showing the people’s frustration with the government.

That being said, I highly suggest they focus their protests and start suggesting solutions. By doing that, they could really make a huge step and make some large changes in our country.

VP: Does it Mean Anything?

Being Vice President of the United States seems like a big deal. I mean, by the title, it seems to be the second most important job in the US. But is it?

No. It really is not to be honest.

Let’s think about how much power Joe Biden has. If there is a deadlock in the Senate, he has the tie-breaking vote. But because everyone knows which way he will vote, there never ends up being a need.

Nowadays the VP doesn’t even show up to the Senate, they always elect a President pro tempore. So what else are the VP’s duties.

Well really not anything. They are the first up in the line of succession so they need to keep up on all the goings on just in case the President becomes unable to serve. For the most part they go around campaigning and enjoying a nice pay check and some media coverage.

But I think there is a role for the VP, and Joe Biden does a good job of it.

Biden is really an average Joe (lots of pun intended). Listening to him talk in an interview is like listening to a local politician talk about Washington. And with the general population growing more and more uncomfortable with intelligent politicians (just look at the GOP field) it is good to have someone who can converse with the general voter.

To be honest, if there was to be a huge disaster in the US, I would want Biden to talk to the people, because he would be honest and to the point. He does not seem to be too motivated by the politics of Washington (most likely because he is not involved) and he understands Americans.

Dick Cheney was quite the opposite. While Biden comes off as a goofy and  an average guy, Cheney was the evil Sith Lord who was pulling all the strings in the executive office.

And that was the problem. Cheney was never supposed to have the power he had. The VP should not be the one controlling the country, they should be the one at the local bar getting to know the people. They should be the ones who go around the country campaigning because they have nothing better to do.

Cheney had so much power that he could not even be called VP. He was more Evil Overlord of America. Cheney is a very smart man who saw opportunity in the VP position. He realized that Bush was so weak that he could take over control of both the White House and much of the Senate.

So to answer the title of this blog, yes, the VP position CAN mean something. Chances are it doesn’t, but there are certain pairings of President and VP that turn it in to a meaningful post.

But for the sake of the country, let’s keep it meaningless. Let’s fill it with down to earth people who are able to stay attached to the real world instead of becoming entwined with the mysterious world of politics. Let’s have more Joe Bidens.

The Palistinian Debate

One of my best friend is Jewish, and in his opinion, Palestine should never be a country.

This sentiment is a common one, especially in the Jewish community. But the real question from my point of view is whether creating a separate nation will solve the problems between Israel and the Palestinian nations and whether the US needs to get involved.

“The Obama policy of moral equivalency, which gives equal standing to the grievances of Israelis and Palestinians, including the orchestrators of terrorism, is a dangerous insult. There is no middle ground between our allies and those who seek their destruction,” said Rick Perry.

This is the utter ignorance that is being said at the moment. Perry seems to almost suggest that Palestinians are lesser people than Israelis.

I think that creating a new Palestinian state may in fact be a solution to the ongoing problem, or at least a short-term solution.

I highly doubt that as long as Israelis border Arabic nations, peace can be attained. There was not the foresight required when Israel was created.

According to the Obama administration, the best thing that can be done would be to continue negotiations to achieve peace. I doubt that any long-term peace can be achieved at this point but the worry is that if the US leans to far one way or the other, they will face the wrath of one of the sides.

We don’t need another war or another “conflict”. What we need is to focus on world peace and world hunger and our own economy. This may sound like an answer from a Miss Universe contestant but at this point, I feel that we do not need to be involved.

We can encourage negotiations and discourage violence, but now is the time where we step back and let them work. They have politicians and negotiators just like us, they also do posses common sense.

Hopefully both sides can overcome their historical debates and realize that, for humanity’s sake, the violence and arguments need to end.

The Buffett Tax

As some people worry about the money they spend on gas or groceries, a group of Americans sit back and watch their money flow in.

I do not mean to insinuate that millionaires and billionaires do not work hard because most of them do. However, I see no argument that their lives are anywhere near as hard as those who are living paycheck to paycheck.

Warren Buffett has over the years called for higher taxes for America’s uber-rich, and now it seems he might get it.

Obama is looking to propose the “Buffett Tax,” a new tax on wealthy Americans that would work to keep some of the wealthy from avoiding taxes and increase the rates that they pay.

Although it would only affect about 450,000 Americans, the tax could very much benefit the economy, which as we all know, needs all the help it can get.

I look back at the arguments I have heard on why the rich should not have higher taxes; they don’t deserve it, it wouldn’t really help, it’s not fair. But none of those arguments make sense to me.

Taxes are not a punishment, they are just a fact of life in a society like ours. If you enjoy the country you have then you better accept the idea of taxes.

Taxing the top 0.3% of Americans (which this would do) a higher amount could really help. And on top of it, the bill wouldn’t actually raise taxes, it would just eliminate some of the Bush tax cuts, which I think we can see did not work judging on where are economy is now.

I hope that this bill can get through Congress during their Dec. meeting on deficit reduction. I think that this could be a helpful bill, but on top of that, it just makes sense.

Jobs for America

How do we as a country lower the jobless levels. There is no doubt that it is a problem, the only question is how we fix it.

Obama‘s massive “Jobs for America” bill could potentially do a lot of good. Despite being a huge fan of Obama, I do see a couple of issues.

First is that I’m not so sure it will get through the house. Obama seems to be fairly confident and I know he has a bit more information than I, but with the general consensus of Republicans not supporting the bill, I don’t see how this is going to pass.

Secondly is the effectiveness. Just like with the health care bill, compromises could kill the effectiveness. We don’t know if the healthcare program will work but hopefully it does, but with compromise comes less progress. Obviously there is no way around compromise with the American system but I just don’t see how such a small redistribution of wealth will make such a large difference.

Employing teachers, emergency workers and other public helpers is a huge step in the right direction but will the boost from that be worth the $447 Billion put in to it. Are people going to save or spend with more money?

Hopefully if they have learned anything they will save, but for the sake of the US economy, we hope that they spend.

As I see it, this is a progressive move, despite my doubts. But ideally we could go after business and try to encourage them to hire through incentive. Tax the corperations that are switching technology with real people and see if there is a change.

It may seem immoral to go after those corperations but if you look at the amounts of money they are taking in that are not being taxed due to loopholes and interesting accounting, many would find the morals to be lacking heavily.

We are trillions, yes trillions, of dollars in debt. We can not act like the banks once did and pretend that our debts will go away given time. We are facing a financial crisis so large that it is scary as well as difficult to imagine. As painful as paying taxes may be, we need to suck it up and increase tax rates. The luxuries we have from the government are only in place due to taxes.

Jobs are the key to having a good economy and Obama is working to create jobs. Whether or not you support the bill, admitting the economy is in trouble and that jobs are the answer is a necessity. Support the bill and see where it goes, because in the end, we need help now.