I’m Broke

So I just bough myself a car, I only had to pay half but it ended up to coming out to $2250. Which is almost all of my savings. I currently have a balance of $2500(pre-payment). It’s a pretty sick car but insurance for me is gonna be about 620 and I do not have that. Like I have to pay insurance as soon as I get my license which will hopefully be tomorrow. So basically I am in an incredible amount of debt to my parents. Basically the majority of my paychecks, which are low because the restaurant has been closed a lot so I havent been able to get good hours. I mean the head chef walked out of the kitchen and just left, and quit i guess, without telling anyone. We legit had to close that night, it was frickin awful. and The other day the fridge went out in the middle of the night due to a power outage, so all of the food was spoiled. It was bad. Anyway hopefully we wont have anymore bad luck but I guess we’ll see. Until then I’m broke.

How To Teach Kids About Money – 1A

iPhone 13!

Recently iPhone 13 just came out. I have been using my iPhone XR for almost three years which means I’m thinking of buying a new phone. Furthermore, I have turned eighteen recently. In Taiwan age of eighteen means, you are an adult. I’m able to drive, go to clubs and do anything. In my family, we usually have a tradition that we celebrate, go to a fancy restaurant to congrats we have turned to an adult. Yet, I’m far from my family while I’m studying here in America. All I could do is celebrate with my friends. For me, I don’t feel the changes from a child to an adult, but I feel sad that I couldn’t be with my family during this huge transition. After my birthday, one of my friends is using the same phone as mine, and he wants to upgrade his phone. At this time,  we have decided on buying a new phone together. I have decided to spend this much money to give myself an eighteenth birthday gift. I never spend this much money. I feel accomplish and happy. On the other hand, I feel it’s kind of a waste of money that my old phone didn’t break at all and still buy a new one. Nevertheless, I have done a lot of research that if the user using below than iPhone 11, iPhone 13 can be a great upgrade. There is a lot of features that have been upgraded including the battery life, the super retina XDR display, ceramic shield, and the A15 chip. If you are a user thats using iPhone 11 or below, it could be a huge upgrade for you.

Photo Credit: Apple iPhone 13

Objectified

ob·ject
noun
/ˈäbjekt/
1.
a material thing that can be seen and touched.

                                    …

Dear strong, capable, powerful, being,

you are not an object.

Nowadays, many people are objectified. Not just for sex, but for money, popularity, and much more.

Dear strong, capable, powerful, being,

your purpose is not just to fulfill the wants of others.

You are beautiful. You are intelligent. You are unique.

And you are here on this earth to do much more than to satisfy someone’s wants or desires and then to be put on the shelf until they want you again.

No person is single-use. No person is only good for one thing. No person is an object.

And no person deserves to be treated like one.

Photo credit: artsyrose.com

Grade Gratuity

Are grades worthy of cash rewards?

Growing up, there were always those kids who were bribed by their parents to get good grades. Depending on their situation – financially and academically – different arrangements were made.

I think the luckiest I ran into was my friend who got $50 for every A, $20 for every B, and $10 for every C. Maybe it’s just jealousy, but I think that’s ridiculous.

First of all, if a kid with this guarantee takes the minimum of five classes and barely scrapes passing grades, they still make $50. I don’t think these grades are worthy of that kind of reward!

A more reasonable gratuity I’ve observed is payment for every A on a report card. Whether it’s $50 or $5, this method at least makes the child work hard for their reward.

As a self-motivated person, I’ve always taken academics into my own hands and have never been rewarded for good grades. Of course my parents are proud, but they’ve had no need to bribe me. I doubt the concept of paying me for grades has ever even passed through their minds. Honestly, maintaining good grades is expected of me, and if I fail to do so, it’s entirely my problem.

For the people who receive this reward, that’s awesome for them. Of course it would’ve been great to have received this while growing up, but honestly, I don’t see the point.

Photo Credit: 2.bp.blogspot.com

 

Valentine’s Day

As most of you know, or should know, Valentine’s Day is quickly approaching, and as ever, Facebook is lamenting “Single Awareness Day.” Every year, there is a group of people who don’t hesitate to make it known that they hate Valentine’s Day because it makes them feel bad about themselves, when really, if having a relationship determines your self-worth, you should feel bad about your principles.

And then there is the group of people who do have dates for Valentine’s. They fret about the perfect gift for weeks, hoping that they can show their date just how well they know their other half through the present they get for them. This causes people to go all out and spend pretty much all the money they have worked so hard to earn. What should really be a simple romantic holiday has been turned into a commercialized event that makes people feel left out.

Instead of going out and buying the most expensive gift you can think of and still somewhat afford for your date, you should try to hand make something a little more heartfelt. It’s through being creative that you can really show someone how well you know them, and not that you just listen to them talk about something they really really want. And people who don’t have a date should use Valentine’s Day as a chance to be goofy with friends, or have a girls’ night. Valentine’s isn’t designed to rob people’s banks and make others feel bad about themselves. It’s designed for you to be able to show your love to someone – whether it be your boyfriend, parents, siblings, or friends.

Let’s Talk a Little Hockey

As many know, the NHL season was cut in half this season due to problems with a collective bargaining agreement, or CBA. It’s funny how in the past 2-3 years, labor issues have been a serious problem in professional sports across the board. The NBA and NHL lost games while the NFL lost certain preseason workouts. All three were greatly affected. However, this 48 game season of hockey (a full season has 82 games) has been nothing short of exciting yet confusing.

I’m a big New Jersey Devils fan. They lost in the Stanley Cup finals last year to the Los Angeles Kings, but I wasn’t torn up about it. I was excited to even get to the finals and win the Eastern Conference. That was way more than I was expecting last season, but it elevated my expectations for this season.

We aren’t the best team in hockey. But, we play very well. At least we can say we are better off than Columbus.

Regardless, the playoffs are fast approaching as there are about 10 games left for most teams in the regular season.

The NHL is ranked on a point system. A team is given 2 standing points for a win, 0 for a loss, and 1 for a loss in overtime or a shootout. In each conference, there are 3 divisions. This is the last year we will see this, as next year the league is realigning into four conferences. Anyway, there are three divisions in each conference, and the division leader in each makes the playoffs as the first, second or third seed. In order to finish off the playoff bracket, the next 5 teams in point standings are added to the bunch. 8 teams from each conference go to the playoffs, making a total of 16 teams.

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What is it all for?

We look back to Neolithic age and see how simple the concept of what life meant to our ancestors was. It was all about the basics. Just enough to survive.

No social expectations, or rules. No technology, or government.

That same society has evolved in perceiving that life is about more than that, and life must be done a certain way. You must be educated. You must behave this way. You must be “civil”.

Well, who defined what that is?

Most  will say that the way of life is going to school, getting a job, having some kids then passing away gently in your sleep. We spend countless hours, memorizing and memorizing figures and representations we are told is our reality in order to achieve our goal of having an impressive alphabetical or numeric representation of our knowledge appear sufficient enough so we can attend school again.

And what is the purpose of the University?

Well, any dean will tell you it is to give students experience and knowlege so they can function in the real world, and do what they dream of doing. But when it comes down to it, what was the purpose of that dream? Was it to feel good at the end of the day, or did it all come down to achieving wealth?

Yes, starting from the day your parents nervously dropped you off at school for the first time as an eager child, the purpose of it all comes down to leading you on a path of financial success. Everything comes down to being about money. That is what we have evolved into.

I think reading J.D Salinger was a big mistake.

Image

http://humanorigins.si.edu/resources/intro-human-evolution

Worst Person 28-Elvis Dumervil Edition

I’m not calling Elvis the worst person. I’m calling his situation the worst thing in sports this past week. No, I’m not taking the March Madness angle on the worst things to happen. I made a bracket based on literally no knowledge. I rooted for Temple, and they’re gone.

I want to focus on one of the most bizarre stories I’ve ever heard. Yes, this beats Manti Teo in my opinion. Although, that one has an answer.

This one does not.

Elvis Dumervil and the Broncos were trying to renegotiate his contract in order to accommodate some of the new free agent signings that were coming to Denver, like Wes Welker. Elvis was set to take a 2013 pay cut from 12 million to 8 million. He agreed, and signed a faxed contract. The team had a deadline before being forced to pay Elvis the 12 million. They needed the contract done so they could save the extra 4 million bucks. But, everything was set. Elvis signed, and his agent was faxing the contract back to Denver.

Unfortunately for Elvis and the Broncos, the fax was six minutes late. So, what does Denver do? Should they suck it up and pay Elvis the 12?

Nope.

THEY CUT HIM!!!!

Because an agent was unable to send a simple fax on time, a man lost his job, which then led to the agent losing HIS job.

The Broncos then were forced to treat their All Pro defensive end as a free agent. He was fair game for the rest of the league. So they went ahead and offered him a fast contract to come back to Denver.

One problem though.

This time, Elvis said NO!!!!

Don’t get mad at me, Elway. This is on you guys.

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NFL Free Agency

Well it’s that time of year again. The NFL free agency market is about to open and this year, there are a TON of big names on the open market. Last season was a pretty weak year for free talent, but this year should be different. There have already been a ton of rumors swirling around, so let’s look at some, shall we?

First off, let’s talk a big trade. The Eagles are apparently the big name going after Jets All Star cornerback Darrelle Revis. This is a big one, but to be honest, I’m not overly confident nor impressed about this move. Yes, the move would give us a new All Pro corner, but the problem I see is that this looks oddly familiar.

Two years ago, Nnamdi was signed, who was the best corner in the league. We all know how that turned out.

I don’t know man. I’m just saying I’m skeptical. I love Revis as a player. I hate the Jets, and this is a win-win but there are risks, including his ACL tear.

We will see. This is all speculation for now.

More developments and details will come this week. The season starts now.

The Crashing Eagle

gg5

A nation’s spending out of control.

A flying spark of hope flies across the sky.

A weathered bird has served its time well.

Its has flown high in the sky.

It has been prey.

It has been a predator.

It survives its ordeals only to come crashing down.

It is shot down by bureaucracy

The replacement threatens to out shine it.

A mighty eagle, the replacement is swift and strong.

The hopes of the nation come crashing down.

The mighty eagle crashes, its strengths is its undoing.

Exorbitant costs and empty coffers force the nation to abandon the eagle.

In it’s destruction the eagle robs the nation of its hope.

Never again will hope rise so highly in the nation.